Get to Know Provident Financial Planning

Charting your course to financial prosperity with integrity and expertise

Our Mission

To provide trusted financial, tax, and estate planning Advice grounded in our Unwavering Commitment to faith, fiduciary duty, and professional excellence

We provide trusted, faith-driven financial guidance, backed by a flat fee structure, so that you can live life without the stress of unsure financial stability.

Faith In Christ

Our faith in Christ inspires us to conduct our business with unwavering honesty and integrity.

Expertise at Service

Utilizing our comprehensive financial expertise, we are dedicated to devising strategies that align with your distinctive financial goals and aspirations.

Flat-Fee Assurance

We stand by clear and transparent pricing with our flat fee structure, ruling out hidden costs or conflicts of interest.

Our Pledge to You

At Provident Financial Planning, we recognize the concerns that come with financial planning. We strive to provide you comfort. Our promise is to accompany you through every financial decision, customizing our approach to match your unique circumstances. With us, you will navigate your financial journey with confidence, assured that your best interests always guide us.

Who we serve

Fueling Your Financial Dreams

Tailored financial guidance, accompanying every phase of your wealth journey.

Building Wealth

investment and tax strategies for Professionals

Our custom strategies help you navigate the complex financial landscape, ensuring you maximize earnings and safeguard your wealth.


Cash and treasury
Solutions for Businesses

From managing company assets to strategic tax planning, we offer businesses robust financial solutions.

Wealth Management

holistic and tailored financial Planning for families

Our financial planning services for retirees are designed to secure your wealth, optimize income, and let you enjoy your golden years without financial worries.

guidance for our clients with awards to back our expertise

Celebrating Our Excellence: We take pride in being honored with prestigious financial advisory awards in Dallas and Plano, attesting to our commitment to comprehensive service and advice.

"Paul has been a true blessing to us. Because of his faith and our trust in his guidance, we followed him from his former firm in 2018 when he founded his own company. We have been retired almost five years and feel secure as he watches and advises us. We highly recommend Provident Financial Planning and Paul."

Sam & Rev

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Introducing the Team

Our team consists of dedicated professionals who are fervent about assisting our clients in attaining their financial objectives.

Paul S. Michel, CFP®
Founder & CEO

Paul is founder and CEO of Provident Financial Planning. He is a CERTIFIED FINANCIAL PLANNER™ and has created hundreds of custom financial plans for high-net-worth families entering retirement and high-income families accumulating or transferring wealth. 


He and his beautiful bride, Marchelle, and energy-filled daughters, Collins (7),Cora (6) & Quinn (5), live in north Dallas/Fort Worth. 


Paul is very involved in his church where he serves as a Deacon and LifeGroup director. He also serves on the Board of Trustees at his children’s school.

Paul is passionate about helping those in need which is why he and Marchelle established the non-profit organization, Provident Widows and Orphans Foundation. The foundation offers free financial, tax, and legal advice for young families who have experienced the death of one or both spouses.    


Zachary J. Montgomery, JD, CPA, CFE
Partner & CFO

Zachary is partner and CFO of Provident Financial Planning and joined in 2022. He is a dual-credential attorney and CPA, and he is the founder and managing member of Provident Legal Counsel, PLLC where he serves clients in multiple areas, including: federal tax litigation, forensic investigations, and business planning.

Zachary previously served clients at multiple well-known firms, including: Ernst & Young, PricewaterhouseCoopers, and Deloitte. He received his BBA in Accounting and Business Honors and his MS in Management Information Systems from Texas A&M University. He is also a graduate of the University of Virginia School of Law.

Zachary has helped clients navigate complex issues over the years related to finances and taxes. His experience and credentials provide a unique perspective in wealth management, focusing on financial and tax planning strategies.

He and his beautiful wife, Bethany, and daughter, Landry, live in north Dallas. They enjoy spending their time together and serving in their local church.

Marchelle Michel
Director of Operations

Marchelle Michel serves as the Director of Operations at Provident Financial Planning and is also wife to the CEO, Paul Michel. She helps with strategic planning and execution at Provident Financial Planning and is committed to optimizing operations within the company.

Mendi Trogdon
Executive Assistant

Mendi provides administrative support to Provident Financial Planning. She is a graduate of Oklahoma State University and is passionate about helping others and teaching in Christian Education. In her free time, she enjoys photography, sports, and spending time with her husband and three children, Sevyn, Rok, and Truth. As a family, they strive to have a Kingdom focus in every area of their lives.

Bavley Bebawi
Financial Planning Intern

Bavley is a student at the University of North Texas, majoring in Finance with a minor in Financial Planning. As he enters his senior year, Bavley helps with administrative tasks and data entry. Bavley is dedicated to lightening the loads of team members and providing fluid communication to clients. Bavley is earning valuable experience as he pursues his credentials toward becoming a Certified Financial Planner.

Unleash Your Financial future with Provident Financial Planning!

Together, we can shape a financial strategy that enables you to realize your financial dreams. Reach out to us to find out more.